Instant Personal Loan App 2023: Kotak Bank Instant Personal Loan कैसे ले

कई बार ऐसी इमरजेंसी आ जाती है, जिसके कारण हमें पर्सनल लोन की आवश्यकता हो जाती है.

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जैसे ही पर्सनल लोन की आवश्यकता होती है हम कई सारे एप्स डाउनलोड करते हैं पर्सनल लोन के अप्लाई करते हैं,

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इसलिए आज हम आप लोगों के पास कोटक महिंद्रा बैंक एप्स के बारे में जानकारी लेकर आए हैं, जहां पर आप आसानी से पर्सनल लोन के लिए आवेदन कर सकते हैं.

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यहां पर अगर आप लोन के लिए पात्र होते हैं तो आपके अकाउंट में केवल 5 मिनट के भीतर ही लोन आ जाता है.

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बहुत ही बहुत ही जल्दी और सिंपल प्रोसेस के साथ आप यहां पर आसानी से पर्सनल लोन ले सकते हैं.

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सबसे पहले आपको कोटक महिंद्रा बैंक का एप्लीकेशन या ऐप डाउनलोड कर लेना है.

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इसके बाद अपने रजिस्टर्ड मोबाइल नंबर के साथ इस ऐप पर रजिस्टर या लॉगइन कर ले.

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ध्यान रखें आपका अकाउंट कोटक महिंद्रा बैंक पर होना चाहिए तब आपको यह लोन आसानी से मिल जाता है.

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एप्लीकेशन पर आपको नीचे "Apply Now" का ऑप्शन मिलेगा जहां पर "Loans" का ऑप्शन है, जहां से आप पर्सनल लोन के लिए आवेदन कर सकते हैं.

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इसके बाद आपको "Personal Loan" पर क्लिक करना है जहां पर आप से "6 digit MPIN" मांगा जाएगा

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इसके बाद अगर आप पर्सनल लोन के लिए पात्र होते हैं तो आपको Pre-approved Personal Loan का ऑफर दिया जाएगा जहां से आप केवल 2 मिनट में ही बिना कोई डॉक्यूमेंट जमा किए लोन ले सकते हैं.

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आगे के प्रोसेस में आपके सामने लोन अमाउंट, लोन अवधि, EMI और फिक्स्ड इंटरेस्ट रेट आ जाएगा, आप चाहे तो लोन अमाउंट और लोन अवधि को कम या ज्यादा कर सकते हैं.

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कोटक महिंद्रा बैंक पर्सनल लोन का फिलहाल का शुरुआती इंटरेस्ट रेट है 10.99% p.a. लेकिन पर्सनल लोन आपके सिविल स्कोर पर दिया जाएगा जिसके कारण अक्सर यहां पर एक हाय इंटरेस्ट रेट देखने को मिलता है.

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